HI, I’M
Samuel Borthwick

Your Local
Mortgage Expert

Here to provide all the guidance and assistance you need so you can buy the home of your dreams.

HI, I’M
Samuel Borthwick

Your Local
Mortgage Lender

Here to provide all the guidance and assistance you need so you can buy the home of your dreams.

250k+
Satisfied Customers
OUR REVIEWS

We Have Helped Thousands Of Home Buyers Like You!

567,123 reviews
From real customers like you
4.9/ 5.0
Average customer satisfaction ratings
See More reviews
Read our lastest reviews from real customers.

Bethlehem, Georgia

09/08/2022

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Bethlehem, Georgia

09/08/2022

“ Lorem ipsum dolor sit amet consectetur. Amet nunc sagittis metus libero aliquet eget. Facilisis dignissim purus enim eu. Feugiat nam turpis faucibus faucibus ullamcorper morbi diam viverra a. ”

icon-goole

Bethlehem, Georgia

09/08/2022

“ Lorem ipsum dolor sit amet consectetur. Amet nunc sagittis metus libero aliquet eget. Facilisis dignissim purus enim eu. Feugiat nam turpis faucibus faucibus ullamcorper morbi diam viverra a. ”

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LOCAL COMMUNITY

Making An Impact In Our Local Community For 20 Years

We’re proud of more than 20 years of serving our customers and excited about the future as we continue to evolve to meet their needs.

Schedule Consultation

20+ Years

of serving our customers

250k+

mortgages across all 49 states
EDUCATION

Learn more about your unique buying journey and how we help.

First Time Homebuyer

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Mortgage Management

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Refinancing

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Self-Employed

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Veteran

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Equity Management

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Financial Planner

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Certified Public Accountants

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Estate Planning Attorney

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Real Estate Agent

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Divorce Attorney

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1000
HOME VALUES

What’s your home worth? Find out right now

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Get a real world home values estimate in less than two minutes

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HOME VALUES

What’s your home worth? Find out right now

One thing we’ve learned over the years is that no two home buyers are the same. But whatever your unique situation is, we’re here to help guide you along the way so you can turn your home buying dreams into a reality.

Get a real world home values estimate in less than two minutes

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The home values tool provides an estimated market value for your home using data collected from third parties and public records and is intended to provide you with a general value of the property. This is not an official appraised value nor is it the value that Guaranteed Rate, Inc. will rely upon in making a determination of value or in making a lending decision. Guaranteed Rate, Inc. will rely upon the value as provided by a licensed appraiser contracted by the company. The actual appraised value of any property may be higher or lower than the estimated market value provided by the home values tool. All estimations are for informational and educational purposes only, and in no way is any of the data contained herein to be construed as financial, investment or legal advice.

Guaranteed Rate, Inc. does not guarantee the quality, accuracy or completeness of the information provided. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

EDUCATION

Learn more about our mortgage options

EDUCATION

Learn more about our mortgage options

Stories and information to help you plan, prepare and protect what matters most.

Calculate

Estimate your monthly mortgage payment

Traditional mortgages are made for traditional W-2 employees. But bank statement loans allow you to use your personal or business bank statements, instead of your tax returns, to qualify for a mortgage, making them a perfect option for your circumstances.

Enter your loan pricing needs below and we’ll calculate your estimated loan payment.

Improve the accuracy of your monthly payment estimate by contacting a loan expert.

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Your estimated monthly payment

$2,456.00

Breakdown :
Principal and Interest
$1,504.00
PMI
$0.00
Property Taxes
$437
Insurance
$83
HOA Fees
$0.00
Get Quote

This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.

Your actual rate, payment and costs could be higher. Guaranteed Rate cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error-free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate. Guaranteed Rate, its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

tESTIMONIALS

Know more about what people say about us

We’ve helped thousands of home buyers just like you. Find out what people are saying about the expert service they’ve found at USA Mortgage!

Nate Kenyon

Licensed Sales Assistant

Jhon Cornor Copy 2

Licensed Sales Assistant

Jhon Cornor

Licensed Sales Assistant

Jhon Cornor Copy 3

Licensed Sales Assistant

1000
FAQ

Frequently Asked Questions

Do I need to save for a 20% down payment?
Are Pre-Qualification and Pre-Approval the same thing?
What's the difference between an adjustable and a fixed rate mortgage?
What is Private Mortgage Insurance (PMI)?
Can I access my home equity before I finish paying off my loan?
USA Mortgage sborthwick@usa-mortgage.com ChIJeZjwGGBvhVQRIjPReIoTmtg